* ========================================
   GELDGURO.DE – Style Sheet
   Moderne Finanz-Website, 2026
   ======================================== */
/* --- Reset & Base --- */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}
:root {
  /* Farben */
  --color-primary: #0f766e;
  --color-primary-light: #14b8a6;
  --color-primary-dark: #0d5c56;
  --color-accent: #f59e0b;
  --color-accent-light: #fbbf24;
  --color-bg: #ffffff;
  --color-bg-alt: #f8fafb;
  --color-bg-dark: #0f172a;
  --color-text: #1e293b;
  --color-text-light: #64748b;
  --color-text-inverse: #f1f5f9;
  --color-border: #e2e8f0;
  --color-card-bg: #ffffff;
  --color-card-shadow: rgba(15, 118, 110, 0.08);
  --color-hero-gradient-start: #f0fdfa;
  --color-hero-gradient-end: #ffffff;
  /* Typografie */
  --font-heading: 'Segoe UI', 'Helvetica Neue', Arial, sans-serif;
  --font-body: 'Segoe UI', 'Helvetica Neue', Arial, sans-serif;
  /* Abstände */
  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2.5rem;
  --space-xl: 4rem;
  --space-2xl: 6rem;
  /* Rundungen */
  --radius-sm: 0.5rem;
  --radius-md: 0.75rem;
  --radius-lg: 1rem;
  --radius-full: 9999px;
  /* Schatten */
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.06);
  --shadow-md: 0 4px 20px var(--color-card-shadow);
  --shadow-lg: 0 10px 40px rgba(15, 118, 110, 0.12);
  /* Übergänge */
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}
html {
  scroll-behavior: smooth;
  font-size: 16px;
}
body {
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-bg);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
a {
  color: inherit;
  text-decoration: none;
}
ul {
  list-style: none;
}
/* --- Utility --- */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}
.section {
  padding: var(--space-2xl) 0;
}
.section-label {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-primary);
  background: rgba(15, 118, 110, 0.08);
  padding: 0.3em 1em;
  border-radius: var(--radius-full);
  margin-bottom: var(--space-sm);
}
.section-title {
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  font-weight: 800;
  color: var(--color-text);
  line-height: 1.2;
  margin-bottom: var(--space-sm);
}
.section-subtitle {
  font-size: 1.1rem;
  color: var(--color-text-light);
  max-width: 600px;
  margin: 0 auto var(--space-lg);
}
.text-center {
  text-align: center;
}
/* --- Scroll-Animations --- */
.fade-in {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s var(--transition), transform 0.7s var(--transition);
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}
/* --- Header --- */
.header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid transparent;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.header.scrolled {
  border-bottom-color: var(--color-border);
  box-shadow: var(--shadow-sm);
}
.header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.logo {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--color-primary);
  letter-spacing: -0.02em;
}
.logo span {
  color: var(--color-text);
}
.nav-links {
  display: flex;
  gap: var(--space-md);
  align-items: center;
}
.nav-links a {
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--color-text-light);
  transition: color var(--transition);
  position: relative;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-primary);
  border-radius: 2px;
  transition: width var(--transition);
}
.nav-links a:hover {
  color: var(--color-primary);
}
.nav-links a:hover::after {
  width: 100%;
}
/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}
.hamburger span {
  width: 24px;
  height: 2px;
  background: var(--color-text);
  border-radius: 2px;
  transition: var(--transition);
}
.hamburger.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}
.hamburger.active span:nth-child(2) {
  opacity: 0;
}
.hamburger.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}
/* --- Hero --- */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: linear-gradient(170deg, var(--color-hero-gradient-start) 0%, var(--color-hero-gradient-end) 60%);
  padding-top: 72px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -20%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(15, 118, 110, 0.06) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.hero .container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-xl);
  align-items: center;
}
.hero-content {
  max-width: 560px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5em;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-primary);
  background: rgba(15, 118, 110, 0.08);
  padding: 0.4em 1em;
  border-radius: var(--radius-full);
  margin-bottom: var(--space-md);
}
.hero-badge .dot {
  width: 8px;
  height: 8px;
  background: var(--color-primary-light);
  border-radius: 50%;
  animation: pulse-dot 2s infinite;
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.3); }
}
.hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(2.2rem, 5vw, 3.4rem);
  font-weight: 800;
  line-height: 1.15;
  color: var(--color-text);
  margin-bottom: var(--space-md);
}
.hero h1 .highlight {
  color: var(--color-primary);
}
.hero-text {
  font-size: 1.15rem;
  color: var(--color-text-light);
  margin-bottom: var(--space-lg);
  line-height: 1.7;
}
.hero-buttons {
  display: flex;
  gap: var(--space-sm);
  flex-wrap: wrap;
}
.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}
.hero-image-wrapper {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  background: var(--color-bg-alt);
}
.hero-image-wrapper img {
  width: 100%;
  height: auto;
  display: block;
}
/* Floating stat badges on hero image */
.hero-stat {
  position: absolute;
  background: var(--color-card-bg);
  border-radius: var(--radius-md);
  padding: 0.75rem 1rem;
  box-shadow: var(--shadow-md);
  font-size: 0.85rem;
  font-weight: 600;
  animation: float 3s ease-in-out infinite;
}
.hero-stat.stat-1 {
  top: 10%;
  right: -20px;
  animation-delay: 0s;
}
.hero-stat.stat-2 {
  bottom: 15%;
  left: -20px;
  animation-delay: 1s;
}
.hero-stat .stat-value {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--color-primary);
}
.hero-stat .stat-label {
  font-size: 0.75rem;
  color: var(--color-text-light);
  font-weight: 500;
}
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}
/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5em;
  padding: 0.85em 1.8em;
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: var(--radius-md);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
  font-family: var(--font-body);
}
.btn-primary {
  background: var(--color-primary);
  color: #fff;
  border-color: var(--color-primary);
}
.btn-primary:hover {
  background: var(--color-primary-dark);
  border-color: var(--color-primary-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(15, 118, 110, 0.25);
}
.btn-outline {
  background: transparent;
  color: var(--color-text);
  border-color: var(--color-border);
}
.btn-outline:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
  transform: translateY(-2px);
}
.btn-sm {
  padding: 0.6em 1.3em;
  font-size: 0.88rem;
}
/* --- Vorteile Section --- */
.vorteile {
  background: var(--color-bg-alt);
}
.vorteile-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-md);
}
.vorteil-card {
  background: var(--color-card-bg);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-border);
  transition: all var(--transition);
  text-align: center;
}
.vorteil-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary-light);
}
.vorteil-icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: rgba(15, 118, 110, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-sm);
  font-size: 1.5rem;
  color: var(--color-primary);
  transition: background var(--transition);
}
.vorteil-card:hover .vorteil-icon {
  background: rgba(15, 118, 110, 0.15);
}
.vorteil-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: var(--space-xs);
}
.vorteil-card p {
  font-size: 0.92rem;
  color: var(--color-text-light);
  line-height: 1.6;
}
/* --- Produkte Section --- */
.produkte-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-lg);
  max-width: 900px;
  margin: 0 auto;
}
.produkt-card {
  background: var(--color-card-bg);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-border);
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.produkt-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.produkt-image {
  height: 200px;
  background: linear-gradient(135deg, rgba(15, 118, 110, 0.06), rgba(15, 118, 110, 0.15));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
  color: var(--color-primary);
  position: relative;
}
.produkt-badge {
  position: absolute;
  top: var(--space-sm);
  right: var(--space-sm);
  background: var(--color-accent);
  color: #fff;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.3em 0.8em;
  border-radius: var(--radius-full);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.produkt-content {
  padding: var(--space-md);
  flex: 1;
  display: flex;
  flex-direction: column;
}
.produkt-content h3 {
  font-size: 1.2rem;
  font-weight: 700;
  margin-bottom: var(--space-xs);
}
.produkt-content p {
  font-size: 0.92rem;
  color: var(--color-text-light);
  line-height: 1.6;
  flex: 1;
  margin-bottom: var(--space-sm);
}
/* --- Über Uns --- */
.ueber-uns {
  background: var(--color-bg-alt);
}
.ueber-uns-content {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}
.ueber-uns-content p {
  font-size: 1.05rem;
  color: var(--color-text-light);
  line-height: 1.8;
  margin-bottom: var(--space-md);
}
.trust-badges {
  display: flex;
  justify-content: center;
  gap: var(--space-lg);
  margin-top: var(--space-lg);
  flex-wrap: wrap;
}
.trust-badge {
  text-align: center;
}
.trust-badge .trust-value {
  font-size: 2rem;
  font-weight: 800;
  color: var(--color-primary);
  display: block;
}
.trust-badge .trust-label {
  font-size: 0.85rem;
  color: var(--color-text-light);
}
/* --- FAQ --- */
.faq-list {
  max-width: 750px;
  margin: 0 auto;
}
.faq-item {
  border-bottom: 1px solid var(--color-border);
}
.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: var(--space-md) 0;
  background: none;
  border: none;
  cursor: pointer;
  font-family: var(--font-body);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--color-text);
  text-align: left;
  transition: color var(--transition);
}
.faq-question:hover {
  color: var(--color-primary);
}
.faq-icon {
  font-size: 1.3rem;
  color: var(--color-primary);
  transition: transform var(--transition);
  flex-shrink: 0;
  margin-left: var(--space-sm);
}
.faq-item.active .faq-icon {
  transform: rotate(45deg);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.4s ease;
}
.faq-answer-inner {
  padding-bottom: var(--space-md);
  font-size: 0.95rem;
  color: var(--color-text-light);
  line-height: 1.7;
}
/* --- Kontakt --- */
.kontakt {
  background: var(--color-bg-alt);
}
.kontakt-wrapper {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}
.kontakt-wrapper p {
  color: var(--color-text-light);
  margin-bottom: var(--space-md);
}
.kontakt-email {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-lg);
  display: block;
}
.contact-form {
  display: grid;
  gap: var(--space-sm);
  text-align: left;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-sm);
}
.contact-form input,
.contact-form textarea {
  width: 100%;
  padding: 0.85em 1em;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--color-text);
  background: var(--color-card-bg);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.contact-form input:focus,
.contact-form textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(15, 118, 110, 0.1);
}
.contact-form textarea {
  min-height: 120px;
  resize: vertical;
}
/* --- Footer --- */
.footer {
  background: var(--color-bg-dark);
  color: var(--color-text-inverse);
  padding: var(--space-xl) 0 var(--space-md);
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-lg);
  margin-bottom: var(--space-xl);
}
.footer-brand .logo {
  color: var(--color-primary-light);
  margin-bottom: var(--space-sm);
  display: inline-block;
}
.footer-brand p {
  font-size: 0.9rem;
  color: rgba(241, 245, 249, 0.6);
  line-height: 1.7;
  max-width: 300px;
}
.footer h4 {
  font-size: 0.9rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: var(--space-sm);
  color: rgba(241, 245, 249, 0.9);
}
.footer ul li {
  margin-bottom: 0.5em;
}
.footer ul a {
  font-size: 0.9rem;
  color: rgba(241, 245, 249, 0.6);
  transition: color var(--transition);
}
.footer ul a:hover {
  color: var(--color-primary-light);
}
.social-links {
  display: flex;
  gap: var(--space-sm);
}
.social-link {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-sm);
  background: rgba(255,255,255,0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  color: rgba(241, 245, 249, 0.7);
  transition: all var(--transition);
}
.social-link:hover {
  background: var(--color-primary);
  color: #fff;
  transform: translateY(-2px);
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: var(--space-md);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: var(--space-sm);
}
.footer-bottom p {
  font-size: 0.85rem;
  color: rgba(241, 245, 249, 0.4);
}
.footer-legal {
  display: flex;
  gap: var(--space-md);
}
.footer-legal a {
  font-size: 0.85rem;
  color: rgba(241, 245, 249, 0.4);
  transition: color var(--transition);
}
.footer-legal a:hover {
  color: var(--color-primary-light);
}
/* --- Legal Overlay Sections --- */
.legal-section {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 2000;
  background: rgba(0,0,0,0.5);
  backdrop-filter: blur(4px);
  overflow-y: auto;
  padding: var(--space-xl) var(--space-md);
}
.legal-section.active {
  display: flex;
  align-items: flex-start;
  justify-content: center;
}
.legal-content {
  background: var(--color-bg);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
  max-width: 800px;
  width: 100%;
  position: relative;
  margin-top: 40px;
}
.legal-content h2 {
  font-size: 1.8rem;
  font-weight: 800;
  margin-bottom: var(--space-md);
}
.legal-content p, .legal-content ul {
  color: var(--color-text-light);
  line-height: 1.8;
  margin-bottom: var(--space-sm);
}
.legal-close {
  position: absolute;
  top: var(--space-md);
  right: var(--space-md);
  background: none;
  border: none;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--color-text-light);
  transition: color var(--transition);
}
.legal-close:hover {
  color: var(--color-text);
}
/* --- Cookie Banner --- */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 3000;
  background: var(--color-bg);
  border-top: 1px solid var(--color-border);
  box-shadow: 0 -4px 30px rgba(0,0,0,0.1);
  padding: var(--space-md) var(--space-md);
  transform: translateY(100%);
  transition: transform 0.5s ease;
}
.cookie-banner.visible {
  transform: translateY(0);
}
.cookie-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  flex-wrap: wrap;
}
.cookie-text {
  flex: 1;
  font-size: 0.9rem;
  color: var(--color-text-light);
  min-width: 250px;
}
.cookie-buttons {
  display: flex;
  gap: var(--space-xs);
  flex-wrap: wrap;
}
.cookie-btn {
  padding: 0.6em 1.2em;
  border-radius: var(--radius-sm);
  border: 1px solid var(--color-border);
  background: var(--color-bg);
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  font-family: var(--font-body);
  color: var(--color-text);
}
.cookie-btn:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
}
.cookie-btn.accept {
  background: var(--color-primary);
  color: #fff;
  border-color: var(--color-primary);
}
.cookie-btn.accept:hover {
  background: var(--color-primary-dark);
}
/* --- Mobile Nav Overlay --- */
.mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 999;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(20px);
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: var(--space-md);
}
.mobile-nav.active {
  display: flex;
}
.mobile-nav a {
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--color-text);
  transition: color var(--transition);
}
.mobile-nav a:hover {
  color: var(--color-primary);
}
/* --- Responsive --- */
@media (max-width: 1024px) {
  .vorteile-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}
@media (max-width: 768px) {
  .nav-links {
    display: none;
  }
  .hamburger {
    display: flex;
  }
  .hero .container {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .hero-content {
    max-width: 100%;
  }
  .hero-buttons {
    justify-content: center;
  }
  .hero-visual {
    order: -1;
  }
  .hero-stat {
    display: none;
  }
  .vorteile-grid {
    grid-template-columns: 1fr;
  }
  .produkte-grid {
    grid-template-columns: 1fr;
  }
  .form-row {
    grid-template-columns: 1fr;
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }
  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
  .footer-legal {
    justify-content: center;
  }
  .cookie-inner {
    flex-direction: column;
    text-align: center;
  }
  .trust-badges {
    gap: var(--space-md);
  }
}